There's no obligation to take the Sixup loan if you qualify.
Instead of just looking at outdated FICO scores (which is what most private banks do), our credit model starts with your academics and other factors and predicts student outcomes through our unique algorithm.
If you have a credit history, it will impact both your loan approval and your rate (such as having at least a 600 credit score).*****
Sixup loan amounts range between a minimum of $2,500 (above $3,000 for Georgia residents and at least $5,000 for California residents) and a maximum of $15,000 in any school year, and are capped at a lifetime aggregate loan amount of $60,000 from Sixup or $100,000 from all sources for multiple years.