A NEW STUDENT LOAN BASED ON YOUR ACHIEVEMENTS.
"Coming from a low-income household, neither my
parents nor I had the finances to pay for my college."
parents nor I had the finances to pay for my college."
University of Texas at San Antonio
SPEND LESS TIME WORRYING ABOUT FINANCES.
"Taking a Sixup loan helped me focus
on my classes and activities. Not only did it
take the burden off me, but also my parents."
on my classes and activities. Not only did it
take the burden off me, but also my parents."
University of North Texas
WE GET IT, WE'VE BEEN THERE.
"Sixup was started by people that look just
like our students - low-income, first generation
students. They know from personal experience."
like our students - low-income, first generation
students. They know from personal experience."
CollegeCommunityCareer
ARE YOU ELIGIBLE FOR A SIXUP LOAN?
Let's find out.
- You are a resident of Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Massachusetts, Nebraska, New Hampshire, New Jersey, New Mexico, North Carolina, Oregon, Texas, Virginia, West Virginia, or Wisconsin.
- You are a full-time undergraduate attending or about to attend a Title IV-eligible four-year college (for-profit schools not eligible).
- You are either a US citizen or permanent resident.
- You are over the age of 18, or the age of majority in your state or have a cosigner who is.
- You have completed FAFSA and accepted all financial aid and work study offered to you. Not sure? We'll help you find out.
- You have a minimum need of $2,500 (above $3,000 for Georgia residents and must be at least $5,000 for California residents) and maximum of $15,000 per school year.
- Our loan is designed to support Pell Grant eligible students (but not required).
- Although generally no credit history is required, it will be considered if you have one (such as having at least a 600 credit score).**
* Certain students may have high enough academic and other factors to be considered for potential loan approval but not high enough where they don't also need a positive credit report, and certain students may require a higher credit score than 600. Only one Consumer Reporting Agency is used to provide credit reports, so you may have a higher score or different information with one we don't use.
When cosigners are required, they are reviewed by financial and credit measures.
Don't see your state on our list?
SIXUP FOCUSES ON YOU AND YOUR PATHWAY TO SUCCESS
We support you on your journey by offering more than just money.
FINANCES
ACADEMICS
WELLNESS
CAREER
We fund the gap between financial aid and the total cost of attendance so you can attend and graduate from your dream school.
Most private student loans require a cosigner with good credit — but that's not your reality.
Our loan is designed to support Pell Grant eligible students. We don't require a credit history for a Sixup™ loan but if you have one, it will be considered, and one may be required in certain cases.
MORE WAYS SIXUP LOOKS OUT FOR YOU
BUILD YOUR OWN CREDIT
You have two options for repayment during your academic deferment period.* Either defer repayments
until after that period or pay $20 each month, and you can move betwen them during that period.
Taking the $20 option and paying on time may help you establish a positive credit file.**
GOOD GRADE REWARDS
If your grades consistently improve while you are in school, your next loan with us can move into another pricing tier and reduce your interest rate.
AVAILABLE ASSISTANCE
Have a question or need help?
We have support handy
to answer your questions.
We have support handy
to answer your questions.
*Your academic deferment period is during enrollment plus the first six months after graduation or being enrolled less than half-time (up to 60 months).
** For a $10,000 loan, assuming you make 54 payments of $20 a month for an academic deferment period of
48 months of school plus 6 months, you will then make 120 monthly payments of $173.97, paying a total
of $21,956.40, assuming the highest possible starting rate of 9.61% (9.065% APR) (subject to change).
READY FOR SIXUP?
APPLY NOW
I've checked my eligibility, and
I'm ready to apply for a loan.
I'm ready to apply for a loan.
NEED HELP?
I have a few more questions about Sixup.
STUDENT AND LOAN RESOURCES
"Sixup not only helped pay for school but also created a support group for me that I can lean on when I'm struggling academically or socially. Sixup truly set themselves apart from the many loan companies available by going above and beyond in ensuring my success in school."
University of Texas at San Antonio
"For me, the company itself is like a family. Because they don't take you just as a number. They also make sure to support you in every way possible. For example, they are giving free tutoring. Along with these resources, I have people, like Jessie and Lauren who met up with me to see how my semester was going."
University of Houston
"Taking a loan has allowed me to transfer from Lone Star College to Baylor University, a school that has shown me countless opportunities for the field of dentistry, which I plan to pursue. Sixup has allowed me to stay confident in my studies regardless of my financial difficulties."
Baylor University