Personal information does not include aggregate information, which is data we collect about the use of the Website or Service (or parts of the Website or Service), from which personal information has been removed. Aggregate data are used for a number of purposes, such as helping us understand trends and user needs so we can improve our products and services.
Demographic information is anonymous information, which may include your age, date of birth, income, gender, geographic area, hobbies or interests. Demographic information is not considered personal information unless it is linked with your other personal information, which we may do for a variety of reasons such as customizing services according to your preferences or verifying your identity.
In addition, when you visit the Website or use the products and services available on the Website we automatically collect certain information from your computer, mobile phone or other access device. Log file information is automatically reported by your browser or mobile device each time you access the Website. When you use the Website, our servers automatically record certain log file information. These server logs may include anonymous information such as your web request, Internet Protocol (“IP”) address, browser type, referring / exit pages and URLs, number of clicks and how you interact with links on the Website, domain names, landing pages, pages viewed, and other such information. In addition, we may also use clear gifs in HTML-based emails sent to our users to track which emails are opened and which links are clicked by recipients. The information allows for more accurate reporting and improvement of the Website.
Personal information may be collected in a number of ways, such as when you visit the Website or use the Service; when you register on the Website, use the Website, and from your transactions, repayments, account funding and withdrawals, and your communications with us. Personal information may be collected from third parties such as credit bureaus, identity verification services, bank account validation services and other public records or Websites.
In addition, Sixup may ask you to provide certain personal information when pre-qualifying, qualifying or applying for a loan. During that process, you may be asked to provide your social security number, a bank routing number, a bank account number, contact information, your name, age and other personal information (“Registration Information”).
When you use the Website, Sixup may also collect certain information about your computer to facilitate and evaluate your use of the Website and the Service, including information submitted by you or when interacting with the Website’s features.
For example, we may log environmental variables, such as browser type, operating system, referring or exit web pages, and the Internet Protocol (IP) address of your computer. We may on occasion supplement the personal information you submit to us with information from third-party sources. For example, if permitted under applicable law, we may supplement your Registration Information with address standardization data to verify the address you have entered is actually your address.
You can access all of your personal and personally identifiable information that we collect online and maintain by logging in to your account. This section of the site is password-protected to better safeguard your information. As a registered user, you can update your password, email address, physical address, phone numbers, education and employment information at any time on the website, and if you need to change any other information in your profile or request that we delete/remove your information, you can contact us at firstname.lastname@example.org.
We do not knowingly collect or solicit any information from anyone under the age of 13 or knowingly allow such persons to register as users. The Website and its content are not directed at children under the age of 13. If we learn that we have collected personal information from anyone under age 13, we will delete that information as quickly as possible. If you believe that we might have any information from a child under 13, please contact us at hello@Sixup.com.
We do not intend to collect personal information from children under 13 years of age. Do not enter such information into our system. If we learn that we have collected this information from a child under the age of 13, we will promptly take all reasonable steps to delete the data from our system.
In general, we use personal information to provide you with information or services you request, to inform you about other information and services we think will be of interest to you, to facilitate your use and our administration and operation of the Website and the Service, to learn more about and improve the Website and the Service, and for the purpose for which the information was provided.
We only share your personal information with third parties in connection with providing and improving the Service and to the extent permitted or required by law. When we share your personal information with vendors and service providers who perform functions on our behalf, we require that they keep your information confidential and secure, and that they use it only as is reasonably necessary to carry out their work or comply with applicable law. We may share your personal information with affiliates or as part of joint marketing campaigns with other financial companies. In addition, personal information may be disclosed or transferred to our affiliates and as part of, or during negotiations of a merger, consolidation, sale of company assets or equity, financing, acquisition, strategic alliance or in any other situation where personal information may be transferred as one of Sixup’s business assets.
We may also share your personal information to law enforcement, government officials, or other third parties when we are compelled to do so by a subpoena, court order or similar legal procedure, we need to do so to comply with law, or if we believe in good faith that the disclosure of your personal information is necessary to prevent physical harm or financial loss or to report suspected illegal activity.
Information that has been made anonymous so that it does not identify a specific user is not considered personal information. Federal and state laws allow you to restrict the sharing of your personal information in certain instances such as for marketing purposes. However, because we will not share your information in these instances, there is no need for you to opt-out from the information we share.
We maintain administrative, technical and physical safeguards designed to protect the security, confidentiality and integrity of your personal information. We also protect personal information that you provide online in connection with registering yourself as a user of the Website or of the Service or use the Service in several ways. Access by you to such personal information is available through a password and unique customer ID selected by you. This password is encrypted. To protect the confidentiality of such personal information, you should not divulge your password to anyone. You are responsible for all uses of the Website and Service by any person using your customer ID and password. Please advise us immediately if you believe your password has been compromised. In addition, your personal information resides on servers or in areas of facilities that only selected Sixup personnel and contractors have access to. Sixup encrypts all data that you submit to Sixup through the Website, and thereby attempts to prevent unauthorized parties from viewing such information during transmission to Sixup. Please note that any information you submit by email may not be secure, so please do not send any sensitive information or materials in or attached to any email to Sixup. Sixup will never request that you submit sensitive information over email; please do not respond to such requests, and report them to us at email@example.com.
Upon termination or deactivation of your account on the Website, we may retain your profile information and user content and information for backup, archival, or audit purposes.
Most browsers are initially set to accept cookies and similar devices. You can set your browser to notify you when you receive a cookie or similar device, giving you the chance to decide whether or not to accept it. (For some web pages that require an authorization, cookies are not optional. Users choosing not to accept cookies or similar devices will probably not be able to access those pages or the related products and services.)
We do not respond to “do not track” signals or similar mechanisms where a visitor to the Website requests that we disable the collection of information about the visitor’s online activities, including navigation around the Website and the Service. We may also permit third parties to collect information on the Website, and they may also not respond to “do not track” signals.
Pursuant to Section 1798.83 of the California Civil Code, residents of California have the right to prevent disclosure of their personal information and request from a business, with whom the California resident has an established business relationship, certain information with respect to the types of personal information the business shares with third parties for direct marketing purposes by such third party and the identities of the third parties with whom the business has shared such information during the immediately preceding calendar year.
You may have rights under Data Privacy Laws and other applicable laws in your country.
If you have questions or concerns regarding this policy, you should contact us by emailing us at firstname.lastname@example.org, by calling us at 628-231-2853 during our operating hours from 9:00 AM PST to 5:00 PM PST, Monday through Friday, or by writing to us via regular mail at Sixup, 77 Van Ness Avenue, Suite 101, MS-1223, San Francisco, CA 94102.