The smart student loan.

Sixup offers responsible college loans to low-income students with little or no credit history. Our loans are designed to help underfunded students upgrade to, and graduate from, four-year colleges with better outcomes. We fund the gap between available financial aid and total cost of attendance.

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Affordable interest rates are 4.5% to 9.5% (fixed or variable)
for annual amounts between $2,500 and $15,000

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Why is Our Loan Different?

NO CREDIT

Unlike traditional loans, we don't require you to have a credit score to apply for our loan.

NO CO-SIGNER

We don’t require a co-signer, eliminating the extra burden on your family.

ACADEMIC PERFORMANCE

We look at your academic performance and financial need.

PRE-APPROVAL

We'll guarantee your funds to cover college costs, then give you time to lower the final loan amount.

UPMATCH

Our tools, and our partners, help match you with the best college education, not just the cheapest one.

LOW RATES

Sixup provides competitive rates when commercial banks won't even lend to you.

PERFORMANCE REWARDED

A strong academic record this year can lead to a better rate on your loan next year.

WE GOT YOUR BACK!

Sixup supports you throughout your college experience and keeps you focused on graduation.

Are you ready to succeed?

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Plan ahead with a Pre-Approved Loan

Want to secure college funding early? Get pre-approved for a loan, and then adjust the amount you need right before the semester starts.

PRE-APPROVED

Once you are approved for your loan we give you 90 days to adjust the final amount of your loan.

90 DAY HUSTLE

We encourage you to lower the final loan amount with money from a summer job or scholarship.

FINAL LOAN

Once you have finalized your desired loan amount, we connect directly with your college to disburse the funds.

Are you ready to succeed?

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