The smart student loan.

Sixup offers responsible college loans to low-income students with little or no credit history. Our loans are designed to help underfunded students upgrade to, and graduate from, four-year colleges with better outcomes. We fund the gap between available financial aid and total cost of attendance.

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Affordable interest rates are 4.5% to 9.5% (fixed or variable)
for annual amounts between $2,500 and $15,000

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Why is Our Loan Different?

NO CREDIT

Unlike traditional loans, we don't require you to have a credit score to apply for our loan (although if you do have any credit history, it will be taken into account).

NO CO-SIGNER

We don’t require a co-signer, eliminating the extra burden on your family.*
*Unless you are under the age of majority or we need a co-signer based on your personal credit history.

ACADEMIC PERFORMANCE

We consider your academic attainment and performance as well as financial need.

UPMATCH

We want to direct you to tools and information to help match you with the best college education, not just the cheapest one.

LOW RATES

Sixup provides competitive rates when commercial banks may not even lend to you.

PERFORMANCE REWARDED

A strong academic record this year can lead to a better rate on your loan next year.

WE GOT YOUR BACK!

Sixup wants to support you throughout your college experience and keep you focused on graduation.

Are you ready to succeed?

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Plan Ahead With a Loan Approved Before School Begins

Want to secure college funding early? Get a loan in pleace, and then adjust it to the lower amount you need before the semester starts.

Flexibility

Once we have agreed on your loan, you have 90 days to lower your loan to any amount as low as $2,500 or to cancel it.

90 DAY HUSTLE

We encourage you to lower the final loan amount with money from a summer job or scholarship.

Disbursing Funds

Once you have finalized your desired loan amount, we connect directly with your college to disburse the funds.

Are you ready to succeed?

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