ARE YOU ELIGIBLE FOR A SIXUP LOAN?
Let's find out.
  • You are a resident of Arkansas, Florida, Georgia, North Carolina, Nebraska, New Mexico, Oregon, Texas, Virginia, or West Virginia.
  • You are a full-time undergraduate attending or about to attend a Title IV-eligible school to pursue a bachelor's degree (for-profit schools not eligible).
  • You are either a US citizen or permanent resident.
  • You are over the age of 18, or the age of majority in your state or have a cosigner who is.
  • You have a minimum GPA of 2.5.*
  • You have completed FAFSA and accepted all financial aid and work study offered to you. Not sure? We'll help you find out.
  • You have a minimum need of $2,500 (above $3,000 if you're in Georgia) and maximum of $15,000 per school year.
  • Our loan is designed to support Pell Grant eligible students (but not required).
  • Although no credit history is required, it will be considered if you have one (such as having at least a 600 credit score).**
* Depending on factors such as the quality of the school attending and the difficulty of the course load.
** Only one Consumer Reporting Agency is used to provide credit reports, so you may have a higher score or different information with one we don't use.
SIXUP FOCUSES ON YOU AND YOUR PATHWAY TO SUCCESS
We support you on your journey by offering more than just money.
FINANCES
ACADEMICS
WELLNESS
CAREER
We fund the gap between financial aid and the total cost of attendance so you can attend and graduate from your dream school.
Private student loans require a cosigner with good credit — but that's not your reality.
Our loan is designed to support Pell Grant eligible students. We don't require a credit history for a Sixup loan but if you have one, it will be considered.





MORE WAYS SIXUP LOOKS OUT FOR YOU
BUILD YOUR OWN CREDIT
Pay $20 each month while you are at school and six months after. Paying on time may help you establish a positive credit file.*
GOOD GRADE REWARDS
If your grades consistently improve while you are in school, your next loan with us can move into another pricing tier and reduce your interest rate.
AVAILABLE ASSISTANCE
Have a question or need help?
We have support handy
to answer your questions.
* For a $10,000 loan, assuming you make 54 payments of $20 a month for an academic deferment period of 48 months of school plus 6 months,
you will then make 120 monthly payments of $173.34, paying a total of $21,880.80, assuming the highest possible rate of 9.49%.
READY FOR SIXUP?
APPLY NOW
I've checked my eligibility, and
I'm ready to apply for a loan.
NEED HELP?
I have a few more questions about Sixup.
STUDENT AND LOAN RESOURCES

Find out when we expand to your state.

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